Washington guide · Updated October 21, 2026

Best Home Warranty Companies in Washington

Washington homes range from older houses in established neighborhoods to newer builds, with damp, mild weather in many areas. A home warranty can help pay for covered repairs when systems and appliances wear out, but it isn't earthquake or flood protection.

See which companies serve your exact address

Availability changes by ZIP code. Enter yours to compare current plans and service fees side by side.

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Home warranty companies serving Washington

Listed in no particular order — not a ranking. The best fit depends on your home, your budget and the coverage you want.

Choice Home Warranty

Not available

Doesn't sell plans in this state, so it won't appear for addresses here.

American Home Shield

Serves the state

Sells plans throughout this state, with no ZIP codes excluded in its latest targeting list.

Select Home Warranty

Not available

Doesn't sell plans in this state, so it won't appear for addresses here.

First American Home Warranty

Some ZIP codes

Serves many, but not all, ZIP codes in this state. Your ZIP decides whether it appears.

What Washington homeowners should check

Moisture and heating

Damp months are hard on heat pumps, furnaces and ventilation. Check how each plan covers your heating type.

Older plumbing and electrical

Older homes may have original pipes and wiring. Read the pre-existing condition terms carefully.

Natural disasters aren't covered

Earthquake, wildfire and flood damage belong to insurance, not a home warranty.

How Washington regulates home warranties

Agency: Washington Office of the Insurance Commissioner

Law: Service contracts, RCW 48.110

Visit the agency site · All 50 states

Common questions

Are home warranty companies regulated in Washington?

Service contracts, RCW 48.110. The Washington Office of the Insurance Commissioner is the agency to contact.

Is a home warranty worth it in Washington?

It depends on the age of your systems and appliances and how you'd handle a sudden repair bill. Compare plans and service fees for your ZIP before deciding.

Which home warranty companies serve my Washington address?

Availability can vary by ZIP code. Enter yours and the comparison shows only companies that aren't ruled out for your address.

More answers: Home warranty FAQ · Blog

Compare Washington home warranty plans

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