Illinois guide · Updated October 21, 2026
Best Home Warranty Companies in Illinois
Illinois homeowners deal with cold winters and warm, humid summers, so furnaces and air conditioners both earn their keep. A home warranty can help pay for covered repairs when those systems and your appliances wear out.
See which companies serve your exact address
Availability changes by ZIP code. Enter yours to compare current plans and service fees side by side.
Enter your ZIP codeHome warranty companies serving Illinois
Listed in no particular order — not a ranking. The best fit depends on your home, your budget and the coverage you want.
Choice Home Warranty
Serves the stateSells plans in this state. Pricing is shared in your personalized quote.
American Home Shield
Serves the stateSells plans throughout this state, with no ZIP codes excluded in its latest targeting list.
Select Home Warranty
Serves the stateSells plans in this state. Published starting rates and service-fee ranges appear on the comparison page.
First American Home Warranty
Some ZIP codesServes many, but not all, ZIP codes in this state. Your ZIP decides whether it appears.
What Illinois homeowners should check
Furnaces and AC both matter
You rely on heating and cooling at different times of year. Make sure both are covered and compare each plan's limits.
Basements and sump pumps
Many homes have basements with sump pumps and water heaters. Check whether sump pumps are included or an add-on.
Freeze-related exclusions
Some plans limit coverage for damage caused by freezing. Read the exclusions before you buy.
How Illinois regulates home warranties
Agency: Illinois Department of Insurance
Law: Service Contract Act, 215 ILCS 152
Common questions
Are home warranty companies regulated in Illinois?
Service Contract Act, 215 ILCS 152. The Illinois Department of Insurance is the agency to contact.
Is a home warranty worth it in Illinois?
It depends on the age of your systems and appliances and how you'd handle a sudden repair bill. Compare plans and service fees for your ZIP before deciding.
Which home warranty companies serve my Illinois address?
Availability can vary by ZIP code. Enter yours and the comparison shows only companies that aren't ruled out for your address.
More answers: Home warranty FAQ · Blog
Compare Illinois home warranty plans
Free and with no obligation. See which companies serve your ZIP code.
Get startedOther state guides: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming