Oregon guide · Updated October 21, 2026

Best Home Warranty Companies in Oregon

Oregon homes range from older houses in established neighborhoods to newer builds, with damp, mild weather in many areas. A home warranty can help pay for covered repairs when systems and appliances wear out, but it isn't earthquake or flood protection.

See which companies serve your exact address

Availability changes by ZIP code. Enter yours to compare current plans and service fees side by side.

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Home warranty companies serving Oregon

Listed in no particular order — not a ranking. The best fit depends on your home, your budget and the coverage you want.

Choice Home Warranty

Serves the state

Sells plans in this state. Pricing is shared in your personalized quote.

American Home Shield

Serves the state

Sells plans throughout this state, with no ZIP codes excluded in its latest targeting list.

Select Home Warranty

Serves the state

Sells plans in this state. Published starting rates and service-fee ranges appear on the comparison page.

First American Home Warranty

Some ZIP codes

Serves many, but not all, ZIP codes in this state. Your ZIP decides whether it appears.

What Oregon homeowners should check

Moisture and heating

Damp months are hard on heat pumps, furnaces and ventilation. Check how each plan covers your heating type.

Older plumbing and electrical

Older homes may have original pipes and wiring. Read the pre-existing condition terms carefully.

Natural disasters aren't covered

Earthquake, wildfire and flood damage belong to insurance, not a home warranty.

How Oregon regulates home warranties

Agency: Oregon Division of Financial Regulation

Law: Service contracts, ORS 646A.150 and following

Visit the agency site · All 50 states

Common questions

Are home warranty companies regulated in Oregon?

Service contracts, ORS 646A.150 and following. The Oregon Division of Financial Regulation is the agency to contact.

Is a home warranty worth it in Oregon?

It depends on the age of your systems and appliances and how you'd handle a sudden repair bill. Compare plans and service fees for your ZIP before deciding.

Which home warranty companies serve my Oregon address?

Availability can vary by ZIP code. Enter yours and the comparison shows only companies that aren't ruled out for your address.

More answers: Home warranty FAQ · Blog

Compare Oregon home warranty plans

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