Colorado guide · Updated October 21, 2026
Best Home Warranty Companies in Colorado
Colorado homes face cold winters, dry air and, in many areas, high elevation, which all add wear to furnaces, water heaters and plumbing. A home warranty can help pay for covered repairs from normal wear and tear.
See which companies serve your exact address
Availability changes by ZIP code. Enter yours to compare current plans and service fees side by side.
Enter your ZIP codeHome warranty companies serving Colorado
Listed in no particular order — not a ranking. The best fit depends on your home, your budget and the coverage you want.
Choice Home Warranty
Serves the stateSells plans in this state. Pricing is shared in your personalized quote.
American Home Shield
Serves the stateSells plans throughout this state, with no ZIP codes excluded in its latest targeting list.
Select Home Warranty
Serves the stateSells plans in this state. Published starting rates and service-fee ranges appear on the comparison page.
First American Home Warranty
Some ZIP codesServes many, but not all, ZIP codes in this state. Your ZIP decides whether it appears.
What Colorado homeowners should check
Heating season is long
Furnaces and boilers carry the load much of the year. Confirm your heating type is covered and check repair limits.
Wells, septic and rural homes
Many homes rely on well pumps or septic systems, usually offered as add-ons. Ask for them if they apply to you.
Wildfire and hail aren't covered
Fire, smoke and hail damage belong to homeowners insurance. A warranty covers breakdowns, not disasters.
How Colorado regulates home warranties
Agency: Colorado Division of Insurance / Division of Real Estate
Law: Home warranty service contract statutes, C.R.S. Title 12
Common questions
Are home warranty companies regulated in Colorado?
Home warranty service contract statutes, C.R.S. Title 12. The Colorado Division of Insurance / Division of Real Estate is the agency to contact.
Is a home warranty worth it in Colorado?
It depends on the age of your systems and appliances and how you'd handle a sudden repair bill. Compare plans and service fees for your ZIP before deciding.
Which home warranty companies serve my Colorado address?
Availability can vary by ZIP code. Enter yours and the comparison shows only companies that aren't ruled out for your address.
More answers: Home warranty FAQ · Blog
Compare Colorado home warranty plans
Free and with no obligation. See which companies serve your ZIP code.
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