Georgia guide · Updated October 21, 2026

Best Home Warranty Companies in Georgia

Georgia's hot, humid summers keep air conditioners busy from spring into fall, and many homes in growing metro areas have systems approaching the end of their life.

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Availability changes by ZIP code. Enter yours to compare current plans and service fees side by side.

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Home warranty companies serving Georgia

Listed in no particular order — not a ranking. The best fit depends on your home, your budget and the coverage you want.

Choice Home Warranty

Serves the state

Sells plans in this state. Pricing is shared in your personalized quote.

American Home Shield

Serves the state

Sells plans throughout this state, with no ZIP codes excluded in its latest targeting list.

Select Home Warranty

Serves the state

Sells plans in this state. Published starting rates and service-fee ranges appear on the comparison page.

First American Home Warranty

Some ZIP codes

Serves many, but not all, ZIP codes in this state. Your ZIP decides whether it appears.

What Georgia homeowners should check

Long cooling seasons

Air conditioning runs much of the year. Look closely at HVAC coverage limits and replacement terms.

Crawl spaces and humidity

Moisture wears on ductwork and sump pumps. Check which of these each plan covers.

Fast-growing metro areas

Newer homes may still be under builder warranties. Older homes usually benefit most from a plan.

How Georgia regulates home warranties

Agency: Georgia Office of Commissioner of Insurance and Safety Fire

Law: Title 33, Georgia Code; surety bond requirement

Visit the agency site · All 50 states

Common questions

Who regulates home warranties in Georgia?

Georgia handles them under Title 33 of the Georgia Code through the Office of Commissioner of Insurance and Safety Fire, including a surety bond requirement.

Is a home warranty worth it in Georgia?

It depends on the age of your systems and appliances and how you'd handle a sudden repair bill. Compare plans and service fees for your ZIP before deciding.

More answers: Home warranty FAQ · Blog

Compare Georgia home warranty plans

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