North Dakota guide · Updated October 21, 2026

Best Home Warranty Companies in North Dakota

North Dakota weather can swing from bitter cold to summer heat, which puts steady demand on furnaces, air conditioners and water heaters. A home warranty can help with covered repair costs, while hail and wind damage remain insurance matters.

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Availability changes by ZIP code. Enter yours to compare current plans and service fees side by side.

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Home warranty companies serving North Dakota

Listed in no particular order — not a ranking. The best fit depends on your home, your budget and the coverage you want.

Choice Home Warranty

Serves the state

Sells plans in this state. Pricing is shared in your personalized quote.

American Home Shield

Serves the state

Sells plans throughout this state, with no ZIP codes excluded in its latest targeting list.

Select Home Warranty

Serves the state

Sells plans in this state. Published starting rates and service-fee ranges appear on the comparison page.

First American Home Warranty

Not available

Its current ZIP list doesn't include this state, so it won't appear for addresses here.

What North Dakota homeowners should check

Big temperature swings

Heating and cooling both see heavy use. Compare HVAC limits and whether replacement is covered when a repair isn't possible.

Well pumps and rural homes

Homes outside town may rely on well pumps or septic systems. These are often optional add-ons, so ask for them in your quote.

Hail and wind aren't covered

Storm damage to roofs or outdoor units is a homeowners insurance matter, not a warranty claim.

How North Dakota regulates home warranties

Agency: North Dakota Insurance and Securities Department

Law: Property service contracts exempt from the insurance title

We haven't yet checked this summary against the state law itself. Confirm with the agency.

Visit the agency site · All 50 states

Common questions

Are home warranty companies regulated in North Dakota?

Property service contracts exempt from the insurance title. The North Dakota Insurance and Securities Department is the agency to contact. Our summary hasn't yet been checked against the state's own statute, so confirm with the agency.

Is a home warranty worth it in North Dakota?

It depends on the age of your systems and appliances and how you'd handle a sudden repair bill. Compare plans and service fees for your ZIP before deciding.

Which home warranty companies serve my North Dakota address?

Availability can vary by ZIP code. Enter yours and the comparison shows only companies that aren't ruled out for your address.

More answers: Home warranty FAQ · Blog

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