Texas guide · Updated October 21, 2026

Best Home Warranty Companies in Texas

Long, hot summers put real strain on Texas air conditioners, water heaters and pool equipment. A home warranty can help with the cost of covered repairs, and Texas is one of the states that licenses the companies selling them.

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Availability changes by ZIP code. Enter yours to compare current plans and service fees side by side.

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Home warranty companies serving Texas

Listed in no particular order — not a ranking. The best fit depends on your home, your budget and the coverage you want.

Choice Home Warranty

Serves the state

Sells plans in this state. Pricing is shared in your personalized quote.

American Home Shield

Serves the state

Sells plans throughout this state, with no ZIP codes excluded in its latest targeting list.

Select Home Warranty

Serves the state

Sells plans in this state. Published starting rates and service-fee ranges appear on the comparison page.

First American Home Warranty

Some ZIP codes

Serves many, but not all, ZIP codes in this state. Your ZIP decides whether it appears.

What Texas homeowners should check

Air conditioning runs most of the year

Heavy HVAC use means more wear. Compare how each plan handles refrigerant, repair limits and full system replacement.

Hard water and water heaters

Mineral buildup is common in many Texas cities. Check whether sediment-related failures are excluded.

Pools and add-ons

Pool and spa equipment is usually an optional add-on. If you have one, ask for it in your quote.

How Texas regulates home warranties

Agency: Texas Department of Licensing and Regulation

Law: Residential service companies, Occupations Code Chapter 1303

Visit the agency site · All 50 states

Common questions

Who regulates home warranty companies in Texas?

Residential service companies are licensed by the Texas Department of Licensing and Regulation under Occupations Code Chapter 1303.

Does a Texas home warranty cover foundation problems?

Usually not. Foundation movement is typically excluded or very limited. Read the plan's exclusions before you buy.

More answers: Home warranty FAQ · Blog

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